322 NE 20th ST Cape Coral, FL 33909
4 Beds
3 Baths
2,264 SqFt
UPDATED:
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 2,264 sqft
Price per Sqft $242
Subdivision Cape Coral
MLS Listing ID 2026034667
Style Ranch,One Story
Bedrooms 4
Full Baths 3
Construction Status Under Construction
HOA Y/N No
Year Built 2026
Annual Tax Amount $1,111
Tax Year 2025
Lot Size 10,628 Sqft
Acres 0.244
Lot Dimensions Survey
Property Sub-Type Single Family Residence
Property Description
Experience the ultimate Florida waterfront lifestyle in this stunning, high-end custom home. Situated on a premium freshwater lot with a brand-new completed seawall, your backyard opens up to an intersecting 400-mile freshwater canal system. Fish, canoe, or take your pontoon boat out right from your own property. Best of all, enjoy absolute freedom and peace of mind: this home is situated entirely out of the flood zone, requiring No Flood Insurance, No HOA, No CDD, and No Water Bill.
Interior Features & Multi-Generational Layout
Designed with soaring high ceilings and premium finishes throughout, this single-story 4-bedroom, 3-bathroom home, Two Master Suites with Full Bathroom's and Access to the Pool Lanai Area, completely redefines "cookie-cutter." The heart of the home is a spectacular chef's kitchen featuring a 10-foot island with a modern waterfall edge. The highly desirable floor plan boasts TWO Master Suites (perfect for an in-law suite setup). Both primary bedrooms feature luxurious full bathrooms, walk-in closets with custom shelving, and direct private access to the covered lanai and pool area.
Outdoor Oasis & Climate-Controlled Garage
Step out to your private backyard retreat, complete with a custom saltwater pool and spacious covered lanai. An elegant pavered driveway leads to a fully finished, attached 2-car garage that will thrill car enthusiasts and hobbyists. It is fully drywalled, features soundproof spray foam insulation, pull-down attic stairs for extra storage, and comes with its own dedicated AC and heating system—effectively expanding your climate-controlled footprint.
Efficiency, Tech & Construction
Full energy-efficient, Low-E impact glass on all exterior windows and doors.
Ring security system included for both the front and backyard.
2-10 Home Warranty included for complete peace of mind.
Upgrade Option: Buyers have the option to upgrade to interior metal framing and full-home spray foam insulation.
Exclusive Promotions & Financing Incentives
Builder Promo: Put this home under contract with selective upgrades, and receive a FREE $10,000 whole-house reverse osmosis system.
Zero Down Financing: 100% lender financing available with NO money down and NO mortgage insurance premium (PMI).
First-Time Homebuyer Special: Use the preferred lender and receive an additional $3,000 toward closing costs with a 3% down / NO PMI loan program.
Please Note: Construction has started with an estimated completion date of December 2026. The photos provided are of a similar model home (which is available to view) for illustrative purposes only, and may feature upgraded options from previous builds. This home is currently under construction.
Location
State FL
County Lee
Community Cape Coral
Area Cc31 - Cape Coral Unit 17, 31-36,
Direction Northeast
Rooms
Bedroom Description 4 Bed
Interior
Interior Features Built-in Features, Bedroom on Main Level, Family/ Dining Room, French Door(s)/ Atrium Door(s), Kitchen Island, Living/ Dining Room, Multiple Primary Suites, Cable T V, Walk- In Closet(s)
Heating Heat Pump
Cooling Heat Pump
Flooring Tile
Equipment Reverse Osmosis System
Furnishings Unfurnished
Fireplace No
Window Features Impact Glass
Appliance Double Oven, Dishwasher, Electric Cooktop, Disposal, Ice Maker, Microwave, Refrigerator, RefrigeratorWithIce Maker, Water Purifier
Laundry Inside
Exterior
Exterior Feature Security/ High Impact Doors, Sprinkler/ Irrigation, Outdoor Grill
Parking Features Attached, Garage, Two Spaces
Garage Spaces 2.0
Garage Description 2.0
Pool Electric Heat, Heated
Community Features None
Utilities Available Cable Available
Amenities Available None
Waterfront Description Seawall
View Y/N Yes
View Canal
Roof Type Shingle
Porch Open, Porch
Garage Yes
Private Pool Yes
Building
Lot Description Rectangular Lot, Sprinklers Automatic
Faces Northeast
Story 1
Sewer Septic Tank
Architectural Style Ranch, One Story
Structure Type Block,Concrete,Stucco
Construction Status Under Construction
Schools
Elementary Schools School Choice
Middle Schools School Choice
High Schools School Choice
Others
Pets Allowed Yes
HOA Fee Include Cable TV
Senior Community No
Tax ID 36-43-23-C4-02545.0330
Ownership Single Family
Acceptable Financing All Financing Considered, Cash
Disclosures Owner Is Listing Agent
Listing Terms All Financing Considered, Cash
Pets Allowed Yes
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026034667